Kerux: [kay-roox] - Messenger of good news
...And have we got some good news
for you!
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The Future of Wellness-Driven Healthcare is Here!
Transforming Employee Health & Employer Savings Through Advanced Analytics and Coordinated Care...
All Funded By A Compliant Tax Savings Strategy
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Are you an Employer who Self-funds or Level-funds?
OR... looking for a way for putting your employees' health first...
while driving down your healthcare claims costs!
START HERE !
What if there was a health plan that checked off ALL these boxes...
Engages Employees like never before with a suite of healthcare benefits that do some remarkable things never seen before in a tax-savings health plan
Compliantly structured to meet ALL IRS guidelines and mandates but puts its money where its mouth is by backing up its plan by providing employers a legal defense policy - insurance for your health insurance plan!
Looks out for the employer by not only providing the advantages of ongoing FICA tax savings but also provides a Complete Health Management System to aid in controlling healthcare costs through health management science, technology, and advocacy to prevent and manage disease, and in managing current and future claims costs (including Workers Comp)
AND the best part... this is all accomplished compliantly at $0 Net Cost to both employer and employees!
Who we are
Mission Statement
Kerux125 is so much more than a tax savings health plan
Empower Your Team, Transform Your Healthcare:
Introducing a health plan that inspires, motivates, and engages employees on the health issues that matter most to them—while enhancing the effectiveness of your current healthcare plan and significantly lowering your healthcare costs - LIKE NEVER BEFORE!
What is the Kerux125 Health Plan?
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An all-inclusive participatory health risk detection and preventive healthcare management plan that supplements and overlays group health insurance plans.
02
With no out-of-pocket cost, Kerux125 Puts Health First by prioritizing and incentivizing preventive health care for employees.
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A Participatory Medical Expense Reimbursement and Preventive-Well Care plan, compliant with IRS codes 125, 213, 105 and DOL HIPAA rules, backed by a Legal Protection Plan.
04
PredictiMed: The Key to Controlling Healthcare Costs and Optimizing Employee Health
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Click Here
Compliance
Dealing with the Elephant in the room.
Kerux125 takes compliance to a whole new level!
Employer Legal Protection Plan
Kerux125 is proud to be an industry leader in offering unparalleled compliance support to employers. To ensure peace of mind, every employer who partners with Kerux125 receives a complimentary Legal Protection Policy from PPLS. This policy provides up to $500,000 in coverage for the employer and $10,000 for each employee, verifying that the plan has been fully underwritten and complies with all applicable IRS regulations and mandates.
An insurance policy for your health insurance policy!
What Kerux125 Provides...
Employees
Health Benefits:
Employers
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Personal Health Dashboard (PHD) to manage and track and connect health benefits
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PredictiMed Health Risk Detection System
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Upswing Musculoskeletal (MSK) and Orthopedic Diagnostic and Treatment Benefits
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Virtual Direct Primary Care (VDPC)
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Health Coaching by US Health Center
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Chronic Disease Management
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​Mental Health Support and Treatment Benefits
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Prescription Drug Coverage
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Tax Savings $$ created to spend on supplemental benefits
Every employee will be auto-enrolled
No Out-of-Pocket Cost
Enjoy providing all the benefits benefits of Kerux125 with NO NET COST and without any additional expenses
Employer of Choice
Enhance your reputation by offering superior benefits while lowering employees’ tax liability and close gaps in their healthcare portfolio.
Effective Recruiting and Retention Tool
Increased Education
Attract and retain top talent with ease.
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Empower employees with knowledge about potential health risks before they escalate into serious issues, and provide the tools, resources, and specialists to diagnose and treat potential health risks
Cover Gaps in Healthcare Portfolio
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If an employee is eligible to participate in the program, they will be able to access additional supplemental health benefits to cover gaps in their current health plan at no additional cost.
Reduction in FICA Taxes
Significantly lower your FICA tax liabilities and use tax savings to offset current and future business costs.
Complete Health Management System
powered by PredictiMed™
Employers can tap into our Sweeper Claims Analysis Tool driven by AI which allows for the analysis of medical claim events to search for trends, measure success, evaluate spend and compare different segments of the population. Kerux125 helps self-funded plans better predict and manage current and future claims costs, including Workers Comp.
