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WHY KERUX125
Healthcare Should Create Value—
Not Just Consume It.
Kerux125 brings healthcare, wellness, employee engagement and tax-advantaged plan design together in one strategy—helping employers pursue healthier people and stronger business economics.
THE STATUS QUO ISN'T WORKING
Employers Are Paying More.
Employees Aren't Necessarily Getting More.
Kerux125 brings healthcare, wellness, employee engagement and tax-advantaged plan design together in one strategy—helping employers pursue healthier people and stronger business economics.
THE KERUX125 DIFFERENCE
One Strategy. Four Sources of Value.
Kerux125 brings together four disciplines that have traditionally been treated separately—creating a more integrated approach to workforce health and employer economics.
VALUE FOR EMPLOYERS. VALUE FOR EMPLOYEES.
Creating Value on Both Sides
of the Paycheck.™
VALUE FOR EMPLOYERS. VALUE FOR EMPLOYEES.
Don't Wait for the Claim.
Get Ahead of It.
Traditional healthcare often becomes most visible after someone is already sick. Kerux125 is designed to engage employees earlier—helping them understand health risks, access care and take action before problems can become more serious and expensive.
VALUE FOR EMPLOYERS. VALUE FOR EMPLOYEES.
Better Healthcare.
Smarter Economics.
Kerux125 is designed to help qualified employers use payroll-tax efficiency to support meaningful healthcare and wellness benefits—creating an opportunity to improve the economics of the benefits program while delivering greater employee value.
$600-$800
Estimated Average Net Annual Employer Tax Savings
Per Participating Employee*
The opportunity scales with participation.
BRING US YOUR PAYROLL. WE'LL QUANTIFY THE OPPORTUNITY.
WHY THE DESIGN MATTERS
The Structure Underneath the Benefits Matters.
Employers often focus on which benefits they purchase. Kerux125 asks another question: Is the financial structure through which those benefits are delivered working as efficiently as it could?
Kerux125 isn't designed simply to add another benefit to an already expensive benefits stack. It is designed to improve the financial structure through which meaningful healthcare and wellness benefits are delivered.
WHY THE DESIGN MATTERS
Savings May Start the Conversation.
Structure Should Finish It.
A tax-advantaged healthcare strategy should be able to stand up to questions from an employer's attorneys, tax advisors, payroll provider, benefits professionals and compliance team.
BUILT FOR REAL-WORLD EMPLOYERS
Different Industries.
Similar Healthcare Challenges.
Kerux125 can be particularly compelling for employers with sizable workforces, payroll-tax exposure, benefit-cost pressure and employees who benefit from convenient virtual-first healthcare.
Don't see your industry? Kerux125 is evaluated
employer by employer.
YOUR NEXT STEP
What Could Kerux125 Mean
for Your Organization?
Every workforce is different. Let us evaluate Kerux125 using your employee population, payroll and existing benefits strategy.
We'll help you understand:
Potential Employer Payroll-Tax Savings • Employee Financial Impact • Healthcare & Wellness Opportunity • Implementation Considerations
No generic estimate. No one-size-fits-all assumption.
An employer-specific analysis built around your workforce.
Your information will be used solely to evaluate the potential applicability and modeled financial impact of Kerux125 for your organization.